Personal loan

  • Anyone can apply

    New joiners and existing members alike

  • Borrow from £100 at 39.5% APR to £15,000 at 9.4% APR

    £100 to £999 at 39.5% APR

    £1,000 to £2,999 at 21.9% APR

    £3,000 to £4,999 at 15.8% APR

    £5,000 to £9,999 at 12.7% APR

    £10,000 to £15,000 at 9.4% APR

  • Repay over up to 60 months (5 years)

  • OK for poorer credit profile

  • Any outstanding CCJs must be less than £500

  • No more than 2 defaults

  • For loans over £10,000 there can be no CCJs or defaults in last 3 years

  • No Top Up unless you’ve paid off 3 months’ payments

Personal loan

How much do you want to borrow?
Over how long do you want to repay?
Your repayments are every month at
Total you will Pay:
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* THIS IS A REPRESENTATIVE RATE FOR QUOTATION PURPOSES. WE WILL BE ABLE TO OFFER YOU AN ACTUAL RATE ONCE WE HAVE UNDERTAKEN A CREDIT CHECK. WHILST EVERY CARE HAS BEEN MADE IN THE PRODUCTION OF THIS WEB PAGE, THE CREDIT UNION, OR ANY OF ITS STAFF, CANNOT BE HELD RESPONSIBLE FOR ANY OMISSIONS, ERRORS OR OTHER MISTAKES MADE. THIS WEB PAGE IS FOR ILLUSTRATIVE PURPOSES ONLY, SO AS TO GIVE YOU, THE BORROWER, AN OVERVIEW OF THE POTENTIAL COST OF BORROWING.